India does not have adequate health insurance cover. Today around 20 % of the population is covered by some kind of health insurance. This includes the insurance provided by the government through the Rashtriya Swashtya Bima Yojana. Broken down by the Urban and Rural segments, that amount to 12 % of the Urban population and around 13% of the rural population have insurance. This is data from the latest National Sample Survey released by the government.