Understanding basics and challenges of U.S. Health Insurance and lessons India can learn from them

United States has predominantly two types of insurance – Private and Public.  Private health insurance is often offered through employers or other organizations. Public insurance is funded by government broadly through two categories – Medicare and Medicaid.  Medicare is funded through federal government for aged population who are age 65 or older. Medicaid is state-run government insurance program that helps some people with lower income for medical care.

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